Old Money, New Money, and Everybody Else

In The Great Gatsby by F. Scott Fitzgerald, monetary prosperity and luxury are main themes in the novel. Acquiring that monetary prosperity and means to luxury is part of the "American dream" that is embodies by several characters in the novel, such as Jay Gatsby. The novel has introduced to types of wealth: old money and new money.
Old money is manifested in the East Egg. The major aspect of East Egg, old money-acquired wealth is it is part of traditional, lineal success . Those considered old money are entitled to special privileges through established connections. Often times, old money individuals aren't really worthy of their wealth and were lucky that they were born into an old money family. While they do work hard to maintain their wealth (more often than not), their status protected them from any major challenge to success.
New money is manifested in the West Egg. West Egg, new money wealth is acquired through entrepreneurship, innovation, and oftentimes luck (e.g. the death of an extremely wealthy family member results in an influx of inherited money). New money individuals must prove themselves to those who've established their wealth for several generations. I would argue new money is the harder of the two options for acquisition of wealth because new money individuals have to compete among the capitalist society to acquire and maintain wealth. Old money individuals have a "safety net" to fall back on if they, at any point, fail.
Everybody else is defined as not new money or old money, but no money. While the "Roaring 20s" serve as the paragon of success through the American dream for some, most were excluded. People of color, women, and immigrants weren't taken seriously in this society and therefore fall under the category of "no money". The Great Gatsby paints the image of luxury and wealth for the majority of Americans but that is simply not true. Fitzgerald only paints that image regarding Americans that matter to him, and his exclusive society.